Moving Money Around

One of my hobbies is moving money around, diligently and strategically, and collecting the bonuses banks pay for it — checking accounts, brokerage transfers, credit card signups, the occasional free Domino's. Every number below is real.

earned
$5,225
completed
16
in progress
1
bank bonuses
$5,225
brokerage bonuses
$0
bankbrokerage

March 2026

+$1,400
  • Wells Fargo
    Mar 20 → May 6· 47d· needs $1,000 DD· 2 deposits in
    $400
  • Etrade
    Mar 20 → today· 107d· needs $3,000 deposit· 2 deposits in
    $300in progress
  • Chase
    ~Mar 19 → ~Apr 14· 26d· needs $1 DD· 1 deposit in
    $300
  • Chase
    Mar 19 → Apr 21· 33d· needs $1 DD· 1 deposit in
    $300
  • Chase
    ~Mar 19 → ~Apr 14· 26d· needs $1 DD· 1 deposit in
    $400

September 2025

+$650
  • US Bank
    Sep 29
    $450
  • Ally
    Sep 29
    $200

July 2025

+$450
  • US Bank
    ~Jul 30 → ~Aug 30· 31d· needs $8,000 DD· 3 deposits in
    $450

September 2024

+$250
  • One
    ~Sep 30 → ~Sep 30· needs $20 DD· 1 deposit in
    $50
  • Amex
    ~Sep 30 → ~Oct 14· 14d· needs $2,000 DD· 2 deposits in
    $200

May 2024

+$300
  • First Tech
    ~May 31 → ~Jun 14· 14d· 3 deposits in
    $300

October 2023

+$350
  • Capital One
    ~Oct 13 → ~Oct 27· 14d· needs $500 DD· 2 deposits in
    $350

February 2023

+$325
  • Wells Fargo
    ~Feb 15 → ~Feb 15· needs $1,000 DD· 1 deposit in
    $325

January 2023

+$300
  • Laurel Road
    ~Jan 30 → ~Jan 30· needs $2,500 DD· 1 deposit in
    $300

December 2022

+$500
  • US Bank
    ~Dec 14 → ~Jan 14· 31d· needs $6,000 DD· 3 deposits in
    $500

November 2022

+$400
  • PNC
    ~Nov 15 → ~Dec 1· 16d· needs $5,000 DD· 2 deposits in
    $400

September 2022

+$300
  • SoFi
    ~Sep 1 → ~Sep 14· 13d· needs $5,000 DD· 2 deposits in
    $300

cumulative earnings

credit cards · 7 open

Chase Sapphire Reserve

since Apr 2022

Chase

annual fee
$795
SUB
150K points
  • Travel credit$300 · yearly
  • The Edit hotel credit$250 · semi-annual
  • StubHub credit$150 · semi-annual
  • Dining credit$150 · semi-annual
  • Global Entry / TSA PreCheck credit$120 · every 4 yrs
  • Priority Pass + Sapphire Lounge accessongoing perk
  • IHG One Rewards Platinum Elite statusongoing perk

Amex Gold

since May 2023

Amex

annual fee
$250
SUB
100K points
  • Resy dining credit$50 · semi-annual
  • Uber Cash$10 · monthly
  • Dining credit$10 · monthly
  • Dunkin credit$7 · monthly

Venture X

since Jan 2026

Capital One

annual fee
$95
SUB
75K points
  • Capital One Travel credit$300 · yearly
  • Anniversary miles$100 · yearly

Custom Cash

since Nov 2023

Citi

annual fee
$0
SUB
$200

Cash+ Visa Signature

since Jun 2023

US Bank

annual fee
$0
SUB
$200

Freedom Student

since Aug 2019

Chase

annual fee
$0
SUB
$0

Freedom Flex

since Nov 2020

Chase

annual fee
$0
SUB
$0
closed cards · 4
  • Amex Platinum · AmexMay 2024 → May 2025 · SUB 175K points
  • Discover It · DiscoverMar 2019
  • Disney Premier · ChaseJan 2022 · SUB $300
  • Free Spirit Travel More World Elite Mastercard · Bank of AmericaOct 2021 · SUB $200

bank bonuses · 16

InstitutionReceivedRequirementFeeNotes
US Bank
checking bonus
$450Sep 29, 25received
Ally
bonus
$200Sep 29, 25received
SoFi
checking bonus
$300~Sep 1, 22~Sep 14, 22$5,000 DD$0received
PNC
checking bonus
$400~Nov 15, 22~Dec 1, 22$5,000 DD$0received
US Bank
checking bonus
$500~Dec 14, 22~Jan 14, 23$6,000 DD$0received
Laurel Road
checking bonus
$300~Jan 30, 23~Jan 30, 23$2,500 DD$0received
Wells Fargo
checking bonus
$325~Feb 15, 23~Feb 15, 23$1,000 DDreceived
Capital One
checking bonus
$350~Oct 13, 23~Oct 27, 23$500 DD$0received
First Tech
checking bonus
$300~May 31, 24~Jun 14, 24$0received
One
bonus
$50~Sep 30, 24~Sep 30, 24$20 DDreceived
Amex
checking bonus
$200~Sep 30, 24~Oct 14, 24$2,000 DDreceived
US Bank
checking bonus
$450~Jul 30, 25~Aug 30, 25$8,000 DD / 90d$6.95 (avoidable)receivedsource ↗
Chase
checking + savings combo bonus
$300Mar 19, 26~Apr 14, 26$1 DD / 30dreceived
Chase
checking bonus
$300Mar 19, 26Apr 21, 26$1 DD / 30dreceived
Chase
savings bonus
$400Mar 19, 26~Apr 14, 26$1 DD / 30dreceived
Wells Fargo
checking bonus
$400Mar 20, 26May 6, 26$1,000 DD / 90dreceived

brokerage bonuses · 1

InstitutionReceivedRequirementNotes
Etrade
brokerage bonus
$300Mar 20, 26pending$3,000 depositin progress